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The Ten Commandments
(when applying for a Mortgage Loan)

Thou shalt NOT change jobs, become self-employed or quit your job.

Thou shalt NOT buy a car, truck or van or you may be living in it!

Thou shalt NOT use credit cards excessively or let your accounts fall behind.

Thou shalt NOT spend money you have set aside for closing.

Thou shalt NOT omit debts or liabilities from your loan application.

Thou shalt NOT buy furniture.

Thou shalt NOT originate any new inquiries into your credit.

Thou shalt NOT make large deposits without first checking with your loan consultant.

(that would be me)

Thou shalt not change bank accounts or transfer monies between existing accounts.

Thou shalt NOT co-sign a loan for anyone.

Thou shalt NOT purchase other properties during this transaction.

Thank you in advance for not making any drastic changes in your finances while going

through the mortgage process. If you have any questions about the “do’s and don’ts” while

buying or refinancing your home, please call me before you make any decisions that could

ultimately affect the outcome of your financing. I appreciate your business and look forward

to seeing you at the closing table.

CONTACT MARC BALLARD TO GET PRE-QUALIFIED FOR YOUR MORTGAGE

HTTP://WWW.MARCBALLARD.COM